Common risks faced when travelling abroad

It is great to see people being able to travel to their favourite destinations once again. Family trips, backpacking and all sorts of adventures are back on the agenda.

Even as the world is slowly recovering from the pandemic, travel risks have always been prevalent. Some of us are very lucky to have faced minor inconveniences, but even those can dampen any exciting travel experience.
Here are some of the common risks faced by travelers around the world.

Accidents or Illnesses

Accidents or illnesses are never expected, and the severity can range from minor to serious. As foreigners, we’re not entitled to free medical treatments abroad and many of us are not accustomed to the medical treatment costs in other countries. One of the worst-case scenarios is that you can end up with a medical expense you can’t afford to pay.


Travelling is not without the risk of theft, whether your baggage or money from pickpockets. Especially as foreigners, that often makes you a target. Certain precautions can be taken by avoiding dangerous areas, keeping your personal belongings close or travelling in large groups. These can discourage would-be thieves and burglars, but losing anything from theft can cause significant inconvenience.

Lost/Delayed Baggage

A common experience with most travelers is having your baggage delayed. Sometimes they can end up in a completely different destination, due to airport mix-ups. Retrieving your baggage may take days or even weeks, if you even get it back. Now you’ll have to spend on necessary items like toiletries, clothes and probably also a new bag on top of losing all your travel belongings.

Cancelled or Delayed Flights

Unforeseen circumstances can lead to flight cancellations, delays, missing transits or even emergencies that force you to cut your trip short. Often unavoidable and for the safety of passengers or simply emergencies, you may find yourself along with your family having to stay for hours or even days waiting for the next available flight.

Additional expenses for accommodation, transportation and food after an entire trip can be frustrating.
Other risks can include losing your travel documents, overbooking of flights or even missing events you’ve paid tickets in advance to see.

The key to a smooth trip is to be well prepared. Whether it’s setting aside a small emergency budget, doing your own research to ensure you travel around safe areas or going as a big family.

What’s for certain is to always expect the unexpected, and the only way to prepare for the unexpected is to get your trip covered with Takaful Brunei Am Sdn Bhd’s Musafir Takaful.

Musafir Takaful is available through the TBA Call Centre 224 4000, Whatsapp 743 4000 or conveniently on the Takaful Brunei Mobile app.

For more information, visit or download and register onto Takaful Brunei Mobile.


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